Note:
1.IKK conducted a stock split according to a ratio of 1:2 effective on April 1, 2012. Figures are calculated as if this stock split had taken place at the beginning of FY2011.

2.IKK conducted a stock split according to a ratio of 1:2 effective on April 1, 2013. Figures are calculated as if this stock split had taken place at the beginning of FY2012.

3.IKK conducted a stock split according to a ratio of 1:2 effective on May 1, 2015. Figures are calculated as if this stock split had taken place at the beginning of FY2014.

4.For FY2012, FY2013 and FY2014, the number of shares at the end of each year and the average number of shares outstanding for each year used in the calculation of net assets per share and net income per share do not include shares of the IKK stock held by the IKK Employee Stock Ownership Association Exclusive Trust Account.

5.Changes in accounting policies in FY2015 have been retrospectively applied to FY2014. These changes have not been applied to the non-consolidated figures in the Financial Highlights at this time.

6.Return on Equity (ROE): Net income / Total shareholders’ equity (average of the beginning and end of year) × 100

7.Return on Assets (ROA): Net income / Total assets (average of the beginning and end of year) × 100